HUDA Affordable Housing Policy 2013, intended to encourage the planning and completion of “Group Housing Projects” wherein apartments are “Pre-defined size” are made available at “pre-defined rates” within a “Targeted time-frame” as prescribed under the present policy to ensure increased supply of “Affordable Housing” in the Urban Housing market to the deserving beneficiaries. HUDA Affordable Housing Policy in Karnal was created by the government under PMAY subsidy in all upcoming affordable housing to avail affordable houses for lower middle and lower class families.

Licenses for Huda affordable housing projects in Gurgaon will be given on the basis of first come first serve. The policy was made for preferably cities and towns with the purpose of making affordable housing in Gurgaon sector 63A, Sector 79, Sector 108, Sector 37C, Sector 99A and many more. In different cities, different areas are allocated for affordable housing projects and it is nearly 300 acres for upcoming affordable housing in Gurgaon. Only 5% of the area allocated for residential purposes is allowed to be taken for current affordable housing projects in Gurgaon.

Haryana government has also decided to revise its Affordable Housing policy to achieve the goal of Housing for all by the year 2022 and also ensure that even old cities that are under the jurisdiction of urban local bodies are brought under its ambit. The aim of this policy is to provide affordable homes to those living in small yet urban areas and close to their workplaces as well. But there are 7 things that you should to know, before buying the “Affordable house in Karnal” which is under “HUDA Affordable Housing policy” and these include:

01. Size of Plots

The maximum size of the plot will be 10 acres and the minimum size should be 5 acres.

02. Floor Area Ratio

The Floor Area Ratio has been fixed at 225 with 50% of maximum ground coverage. Floor Area Ratio is the gross area covered by all buildings on all floors of the plot divided by the plot.

03. Ground coverage

The maximum ground coverage allowed under the policy is 50% whereas maximum ground coverage in group housing projects in Gurgaon is 35%.

04. Density

A minimum of 850 people per acre and a maximum of 900 people per acre is designated for the density norms in the Affordable Housing Policy. The population density in group housing policy is 100 to 400 person per hectare. Both norms assume 5 persons per unit.

05. Stipulated Area

The carpet area for apartments under the Affordable Housing Policy will fall in the range of 301 sq. feet to 645 sq. feet.

06. Pricing

The allotment rates are for projects scheduled to be launched in this policy. For projects in Karnal, Gurgaon, Faridabad, Pinjore-Kalka and Panchkula, the all-inclusive allotment rates have been fixed at Rs. 4,000 per sq. feet. The allotment rates in other high and medium potential towns have been fixed at Rs. 3,600 per sq. feet and low potential towns at Rs. 3,000 per sq. feet. The balconies will not be charged at the same rates, rather Rs. 500 per sq. feet is to be paid separately for the area of balconies, which is limited to 100 sq. feet.

07. Eligibility

The eligibility clause prefers applications by applicants who do not own an apartment in any HUDA colony or in NCT Delhi.

• The applicant should be an Indian resident.

• The applicant should be between 18 to 70 years of age.

• Any individual who does not own any plot/house/apartment in any colony of the HUDA area will be given the first preference for buying home under this scheme.

• A successful applicant under this policy is not eligible for allotment of any other flat in other colonies. In case, he/she is successful in more than one colony, he/she will have to choose only one flat and all such applicants are required to submit an affidavit to this effect.